ANM Insurance Agency Terms & Conditions and Privacy Policy (All Services) Terms & Conditions Last Updated: August 2025 1. Purpose of the Website This Site is intended to provide general information about the insurance products and services offered by ANM Insurance Agency. Information provided should not be considered legal, financial, or tax advice. 2. Services Offered ANM Insurance Agency provides Auto, Home, Business, Health, Life, and Medicare insurance services. 3. Quotes & Coverage Quotes are estimates only and subject to underwriting approval, terms, and carrier requirements. Submitting a request does not create coverage. Coverage begins only after application, approval, and payment are complete. 4. Accuracy of Information You agree to provide true, accurate, and complete information when requesting quotes or services. 5. No Guarantee of Coverage or Rates Rates and acceptance are determined by the insurance carrier and may vary based on underwriting. ANM Insurance Agency does not guarantee coverage or specific rates. 6. Intellectual Property All content on the Site, including text, logos, and graphics, is the property of ANM Insurance Agency and may not be copied without permission. 7. Limitation of Liability ANM Insurance Agency is not responsible for any loss, damages, or expenses resulting from use of the Site, Page 1 ANM Insurance Agency Terms & Conditions and Privacy Policy (All Services) reliance on information, or insurance decisions. 8. Third-Party Links We are not responsible for the accuracy, security, or content of external websites linked from our Site. 9. Governing Law These Terms are governed by the laws of the State of Nevada. Privacy Policy Last Updated: August 2025 1. Information We Collect We collect personal details such as name, address, phone number, email, date of birth, driver's license, Social Security number (when required), and health details for certain insurance products. We also collect policy, payment, and website usage data. 2. How We Use Your Information We use your information to provide quotes, process applications, service policies, communicate with you, comply with legal requirements, and improve services. 3. Information Sharing We may share your information with licensed insurance carriers for quotes and policies, and with service providers who assist in operations. We do not sell or rent your personal information. 4. Data Security We use reasonable safeguards to protect your personal data from unauthorized access, disclosure, or misuse. 5. Your Rights Page 2 ANM Insurance Agency Terms & Conditions and Privacy Policy (All Services) You may request access, correction, or deletion of your information, and opt out of marketing communications. 6. Cookies & Tracking Our website may use cookies to enhance your experience. You may adjust your browser to manage cookie preferences. 7. Changes to This Policy We may update this Privacy Policy periodically. Updates will be posted on our Site with a revised "Last Updated" date. 8. Contact Us ANM Insurance Agency Las Vegas, Nevada Phone: (702-789-4243 Website: www.anmagency.com
